Looking to cash out of your investment? We are always interested in performing notes and can purchase your note in a matter of days. We also sell well vetted notes, giving you an opportunity to pick up secure, collateralized cash flow. Contact us for current offerings or to be put on our mailing list.

• What do you mean by "stable" and "performing?"

  A performing note is one where the borrower has been making all payments on time and is not in default. A larger down-payment and at least a few months of successful payments are a strong indicator that the note is "stable" and the borrower is committed and capable of continuing through the term of the loan.

• Why would someone sell a performing note?

  A performing note is a valuable long-term investment, but sometimes you need capital now and don't want to wait for the note to mature. We provide a simple and easy way of converting your note to cash.

• Do you buy non-performing or delinquent notes?

  Not usually, but you can still contact us and explain the situation, especially if the note has a long history of performance. We evaluate each note individually, so it never hurts to ask.

• What is the difference between a mortgage, a note, a loan, a trust deed, etc?

  A "mortgage note" or "trust deed" is a type of security or "lien" against a property that is used to secure a loan. A "hard money loan" is like a private mortgage on a property. See our FAQ page for more information.

• Do you buy the notes at face value?

  The purchase amount will be based on the remaining or unpaid principle balance ("UPB"). Generally existing notes are purchased and sold at a small discount, which covers processing costs and helps protect the buyer from an early payoff. We will make you an offer after reviewing the loan information.

• What documentation will I need?

  Nothing up front, just send us a message with the loan details (original amount, interest rate, original funding date, maturity date, property address, and remaining principle balance) and we will get back to you if we are interested in exploring further. If so, we will provide you with a secure link where you can upload the loan documentation. We will want to see most everything you reviewed at the beginning of the loan (appraisals, the purchase agreement and closing statement, the note itself, etc) as well as a recent statement showing the payment history (usually from the loan servicer) and evidence of insurance if applicable. Don't worry, we will guide you through everything.

• Why would I buy an existing note instead of a new note?

  Even with a good due diligence process, a new note is an unproven commodity. By buying an existing, stable note removes some risk and is a more conservative way of securing long-term, passive cash flow.

• How do I get started?

  Contact Us Today