BST Capital

Straight answers to all of your questions.

General

What is a hard money loan?

Why not get a traditional loan or mortgage?

Are hard money loans bad?

Are hard money loans the same as private loans or bridge loans?

What is LTV? What are Points?

What is a lien?

Are liens bad?

What does first and second position mean?

What if I have more questions?

Borrowers

What is a hard money loan?

Is a hard money loan right for me?

When is a hard money loan a bad idea?

Why are interest rates so much higher than traditional mortgages?

Where does the money come from?

How long does each loan last?

How do I qualify?

What if I have bad credit or have had credit problems in the past?

How long does it take to close?

What if I don’t have a preferred Title company?

How will I receive the money?

What if I pay the loan off early?

What if I need more time to pay off the loan?

What happens if I miss a payment or pay late?

How can I get started?

Investors

Are hard money loans a safe investment?

How can interest rates be so much higher than other investments?

Who can invest?

Is there a minimum investment amount? A maximum?

How do I fund the investment? How will I get paid back?

How often do I receive payments?

How is this different than Real Estate investing? Is this a REIT?

Should I invest in hard money loans or the stock market?

How long does each loan last?

What happens if a loan is paid off early?

What if I want to exit early?

What happens if the borrower stops paying or defaults?

How can I get started?

Note Exchange

What do you mean by "stable" and "performing?"

Why would someone sell a performing note?

Do you buy non-performing or delinquent notes?

What is the difference between a mortgage, a note, a loan, a trust deed, etc?

Do you buy the notes at face value?

What documentation will I need?

Why would I buy an existing note instead of a new note?

How do I get started?

Company

Who are you guys?

Is your system secure? Is my information safe?

What if I have more questions?